Before individuals sue, they should ask themselves whether it may cost them more than they may gain. Do the people they want to sue have steady employment, valuable real estate, or other tangible assets? In any states, judgments are collectible (with accrued interest) for ten years or more, so individuals may wish to wait, and attach assets of the judgment debtor down the road in the future. If individuals want to are suing a small business contractor, their state may permit them to file a copy of the judgment with the state licensing board. If the contractor does not post bond or pay it off, the license may be suspended or revoked. Finally, there is a danger that the judgment debtor may file for bankruptcy. Even if plaintiffs are listed as a creditor, they may only get pennies on every dollar of their judgment.